Tired of surprise spam texts from apps like Cash App pushing “invite a friend” deals without your okay? If you’re in Washington state and got those unwanted messages, you could snag a slice of a $12.5 million settlement pot in 2025. This cash deal—called Bottoms v. Block Inc.—holds Cash App’s parent company accountable for breaking rules on unwanted promotional texts under the Telephone Consumer Protection Act (TCPA) and state privacy laws.
No guilt admitted, but they’re paying up to stop the hassle and fix their system. With payouts starting early 2026, up to $147 per person, it’s quick money for annoyed users—no proof of harm needed. In this easy breakdown, we’ll cover who qualifies, step-by-step claims, key dates, and scam dodges. If you got those texts from late 2019 to mid-2025, act by November 27—over 100,000 folks might qualify, so check now for your share.
What Is the Cash App $12.5 Million Settlement? A Beginner Breakdown
This settlement wraps up a class-action lawsuit against Block Inc., the folks behind Cash App, for sending pesky promotional texts—like “Join Cash App via your buddy’s invite”—to people’s contacts without real permission. These blasts happened from November 14, 2019, to August 7, 2025, bugging Washington residents and breaking federal and state rules on phone privacy.
Block Inc. settled for $12.5 million to make it go away, without owning up to any bad moves. On top of the cash, they’ll tweak their setup for three years: better ways to say “no” to texts, stricter checks on sharing contacts, and clearer opt-out buttons. It’s a win for users tired of junk messages cluttering their phones. The money pot splits after lawyer fees (up to a third) and admin costs, going straight to eligible victims. No need to show lost time or stress—just confirm you got the texts. This 2025 payout echoes bigger fights against tech spam, helping everyday folks fight back without court drama.
Who Qualifies for the Cash App Settlement Payouts? Clear Rules Explained
Not every Cash App user cashes in—this is for Washington state peeps hit by specific unwanted texts. You must have lived in Washington when the messages arrived, owned the phone number or email, and not signed up for auto-promos ahead of time. Got at least one “invite a friend” or promo text in that six-year window? You’re in line.
Exclusions keep it fair: Skip if you’re a Cash App or Block Inc. worker, their close family, or if you ditched the lawsuit early. Late claims? No dice. Best part: No receipts or screenshots required—a quick note on the text details works. About 100,000 might fit, so if you’re a Seattle techie or Spokane shopper who shared contacts, scan your old messages.
Quick Eligibility Checklist
Here’s a simple table to match your story:
| Your Situation | Do You Qualify? | Why It Fits (or Doesn’t) |
|---|---|---|
| Washington Resident During Texts | Yes | Lived in state when messages hit—core rule |
| Got 1+ Promo/Invite Texts (2019-2025) | Yes | Covers “Join via friend” spam without consent |
| Didn’t Opt-In for Auto-Messages | Yes | No prior “yes” to blasts—keeps it unwanted |
| Phone/Email Owner at Time | Yes | You controlled the contact info back then |
| Cash App Employee or Family | No | Avoids insider perks—fair play |
| Outside Washington or Pre-2019 Texts | No | State-specific; wrong time frame |
Roughly 80% of claims sail through without extras—file soon to lock it.
How to File Your Cash App Settlement Claim: Step-by-Step Guide
Claiming is a breeze—no lawyers, no fees, under 5 minutes online. Head to the official spot and spill the basics.
- Hit the Site: Go to cashappsecuritysettlement.com—bookmark it to dodge fakes.
- Fill Your Info: Enter name, phone/email used, and a short note on the texts (like date and “I didn’t sign up for this”).
- Pick Your Pay: Choose direct bank deposit (fastest), digital wallet like PayPal/Venmo, or paper check (slower).
- Submit and Save: Hit send for a confirmation code—track it anytime.
- Paper Option: Print and mail if tech’s not your thing—details on the site.
If denied, appeal free by early 2026. For help, email the settlement admin—no cost. Update your address if moved; it ensures your check lands.
Key Dates for the 2025 Cash App Settlement: Don’t Miss Out
Timing’s tight—mark your calendar to snag your payout. The court’s final nod comes soon, with cash flowing early next year.
- File Your Claim By: November 27, 2025—last call, no extensions.
- Court Approval Hearing: December 2, 2025—seals the deal.
- Approval Notices Out: December 2025 to January 2026—watch your mail/email.
- Payout Kickoff: February 2026 for bank/digital; March-April 2026 for checks.
Holidays might nudge dates, but electronic wins speed. Unclaimed bucks? Back to Block Inc.—claim to keep it in play.
| Milestone | Date | What to Do |
|---|---|---|
| Claim Deadline | November 27, 2025 | Submit online or mail—now’s the time |
| Final Hearing | December 2, 2025 | No action; court decides |
| Notice Period | Dec 2025-Jan 2026 | Check spam folders for updates |
| Electronic Payouts | Early Feb 2026 | Bank ready? Funds overnight |
| Check Mails | March-April 2026 | Watch post; cash it quick |
Track via your code—easy status checks.
Estimated Payout Amounts: How Much Cash App Owes You
The $12.5 million splits evenly after cuts for lawyers and ops, so your take depends on claim numbers. No harm proof? Still get paid—it’s pro-rated fairness.
- Under 50,000 Claims: Up to $147 each—big win if few file.
- 50,000-85,000 Claims: $88 to $147—solid middle ground.
- Over 85,000 Claims: Around $88 or a tad less—still free cash.
Taxes? Only if it counts as income (ask a pro). Average? $100-ish for most, covering a tank of gas or dinner out. More claims mean smaller slices, so spread the word to qualifiers.
Scam Alerts: Stay Safe While Claiming Your Settlement
Fakes love settlements—watch for emails/calls wanting fees, SSNs, or “urgent updates.” Real deal? Only from cashappsecuritysettlement.com or mailed notices—no costs ever. Report tricks to FTC.gov. Block Inc. boosts opt-outs post-deal, so future spam drops.
Wrapping Up: Claim Your Cash App Settlement Share Before November 27, 2025
The $12.5 million Cash App settlement in 2025 turns spam text gripes into real payouts—up to $147 for Washington folks who got unwanted promos from 2019-2025. From simple eligibility (state resident, no opt-in) to quick online claims at cashappsecuritysettlement.com, it’s hassle-free relief with February 2026 deposits on deck. Don’t let deadlines or scams snag you—file by November 27, pick direct deposit for speed, and enjoy the win. You’ve dealt with the junk; now grab the cash. With better privacy fixes coming, this boosts trust in apps like Cash App. Check today—your phone’s annoyance could fund holiday cheer.