Picture scrolling through old texts and spotting a spam referral from Cash App that could now put $88 to $147 in your pocket. That’s the reality for thousands of Washington residents under the Cash App $12.5M settlement, a class action resolution over unsolicited promotional messages sent without consent. As of December 4, 2025—just days after the final approval hearing on December 2—this $12.5 million fund promises real compensation amid rising digital privacy concerns. If those pesky “Invite friends for $5” pings from 2019 to 2025 still haunt your inbox, this guide breaks down Cash App settlement eligibility, claim status, and $12.5M Cash App payout details so you can secure your share before it’s too late.
What Is the Cash App $12.5M Settlement?
This landmark Cash App class action 2025 stems from the Bottoms v. Block, Inc. lawsuit, accusing Cash App’s parent company of violating Washington’s Commercial Electronic Mail Act by auto-sending referral texts. From November 14, 2019, to August 7, 2025, millions received these messages without opting in, often from unknown numbers pushing app downloads. Block Inc. denies wrongdoing but agreed to the $12.5 million fund to resolve claims, covering payouts, fees, and enhanced consent practices for three years. It’s not a data breach case—focus is on spam—but it echoes broader fintech accountability, benefiting up to 2 million potential class members with quick, hassle-free relief.
Who Qualifies for the Settlement Payout?
Cash App settlement eligibility is straightforward but limited to Washington residents impacted during the class period. You don’t need to be a Cash App user; even non-downloaders who got the texts qualify if they meet the criteria. Exclusions apply for those who opted in, Block employees, or prior separate litigants. With the claim deadline passed on October 27, 2025, only timely filers are in line—check your status now via the official site to confirm approval post-hearing.
Basic Requirements for Eligibility
To fit under Cash App spam text settlement rules: Reside in Washington state when receiving the message. Got a promotional or referral text (e.g., “Join Cash App with [code]”) in the period. No prior affirmative consent to those specific texts. Submitted a valid claim by October 27, 2025—no late entries accepted.
Automatically Eligible Groups
Anyone matching the above is auto-considered, including: Non-users who received texts from friends’ referrals. Multiple-text recipients (counts as one claim, no extras). Washington-based families or individuals verifying via phone number. No proof of harm needed—just the phone number for internal verification.
Potential Payout Breakdown
| Claim Volume Estimate | Estimated Payout Per Claimant |
|---|---|
| Low (under 50,000) | Up to $147 |
| Medium (50k-100k) | $88-$120 |
| High (over 100k) | $88 minimum |
Payouts are pro-rated after fees; actuals depend on valid submissions.
When Will Payouts Be Distributed?
With final approval granted December 2, 2025, $12.5M Cash App payout details point to distributions starting late December 2025 or early 2026. Expect electronic transfers (preferred for speed) or checks mailed within 60-90 days post-approval. Track status via email notifications from the administrator—delays could push to Q1 2026 if appeals arise. Unlike stimulus waits, this is faster: verified claimants see funds in weeks, not months.
Steps to Check Your Claim Status Now
Even post-deadline, proactive steps ensure you don’t miss updates on your claim Cash App settlement. Log into the official portal at BottomsTextSettlement.com using your submission details. Verify your phone number and residency for confirmation. If no email arrived, contact the administrator toll-free—don’t fall for scam sites demanding fees. For unfiled claims, unfortunately, no options remain, but monitor for any extensions (unlikely).
Why This Settlement Matters in 2025
Beyond the cash—estimated at $88-$147 per person—this Cash App $147 payout victory enforces digital boundaries, cutting spam by 25% in similar cases. For Washington folks juggling bills, it’s a timely buffer like a mini-rebate, covering groceries or utilities amid inflation. It spotlights user rights, pressuring apps to prioritize consent over growth. If you filed, celebrate: your annoyance turned advocacy, recirculating funds into local economies.
FAQs – Cash App $12.5M Settlement
- What is the Cash App $12.5M settlement exactly? A class action over unsolicited referral texts, resolved with $12.5 million for affected Washington residents.
- Who meets Cash App settlement eligibility? WA residents receiving non-consensual texts from Nov. 14, 2019–Aug. 7, 2025, with timely claims filed.
- What’s the expected $12.5M Cash App payout details? $88-$147 per valid claim, pro-rated based on total filers after fees.
- When are Cash App $147 payout dates? Late 2025 or early 2026, via direct deposit or check post-December 2 approval.
- Can I still claim Cash App settlement if I missed the deadline? No—the October 27, 2025, cutoff is firm; check status if you filed on time.
Conclusion
The Cash App $12.5M settlement transforms spam frustration into tangible wins, with approvals sealed and payouts on the horizon as of December 4, 2025. If you’re eligible and filed by the deadline, your $88-$147 share is coming soon—head to BottomsTextSettlement.com for updates and scam alerts. This isn’t just money; it’s a push for better privacy in our app-driven world. Stay vigilant, claim what’s yours, and let this guide ease your wait—relief is finally here.